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VIJAYA HOME LOAN PLUS

VIJAYA HOME LOAN PLUS (OVERDRAFT)

Customer can avail either Vijaya Top Up loan or  Vijaya Home Loan Plus but not both the loans

 i

 

Purpose

Overdraft facility for home loan borrowers for any purpose other than speculative

ii

 

Eligibility

Any existing home loan borrowers who have availed Housing loan amount of Rs.5 Lakhs or above with prompt/regular repayment of existing Home Loan for the past one year at least.

iii

 

Loan Amount

 

75% of the amount sanctioned in existing Home Loan with minimum of Rs.1.00 Lakh and maximum Rs.10.00 Lakhs.  Outstanding amount in VHL and Overdraft should not exceed 70% of the market  value of the house property as per the latest  valuation report

iv

 

Repayment Period

Overdraft facility should be reviewed /renewed annually. However, in the event of closure of Housing Loan, the Over Draft limit should be closed simultaneously.

v

 

Rate of interest

Click Here

vi

 

Other terms and conditions

As applicable to Vijaya Home Loan

vii

Charges

a) Processing Charges: Rs.500 + Service Tax as applicable.

b) No Inspection Charges.

c) Documentation Charges: Rs.250 + ST as applicable

 viii  Application Form
Click Here for Application Form

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