VIJAYA MANGALA

Any purpose other than Speculative.

Wife of home loan borrower.

In case home loan is borrowed jointly by husband and wife, then wife is eligible.

In case of joint male borrowers, their wives jointly can avail the loan.

In case of housing loan sanctioned to a single female borrower, she is also eligible for personal loan.

In case of joint female borrowers, they can avail a personal loan jointly (individually Personal loan cannot be availed).

Note:

•  The housing loan wherein repayment has commenced and is a standard asset for a minimum period of one year, excluding moratorium period, at the time of consideration of personal loan.

• The Home Loan having sanction limit of Rs 5.00 lacs and above only shall be eligible for personal loan facility.

Term Loan.

Maximum loan of Rs. 3.00 lakhs OR 10% of Home Loan limit sanctioned whichever is lower.

Nil

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Continuing security of housing loan property already mortgaged to us.

Personal guarantee of spouse/all co-borrowers of home loan account.

Processing charges: 0.25% of loan amount

No Inspection charges.

Repayable in maximum of 60 equated monthly instalments. However, the due date should not be beyond the due date of existing home loan account linked to the personal loan.