Processing Charges:
For Working Capital
|
|
Other than Individuals
|
Individuals in other than Rural areas
|
Individuals in Rural areas
|
|
Up to Rs.25,000/-
|
Rs.250+GST
|
Rs. 200+GST
|
Rs.150+GST
|
|
Rs.25,001/- to Rs.2,00,000/-
|
0.50%+GST with a minimum of Rs.500+GST
|
0.30%+GST with a minimum of Rs.250+GST
|
0.20%+GST with a minimum of Rs.200+GST
|
|
Above Rs.2.00 lakh to Rs.100 lakh
|
0.50%+GST
|
0.25%+GST
|
0.20%+GST with a maximum of Rs.15000
|
|
Above Rs.100 lakhs
|
Rs.600+GST per lakh with a maximum of Rs.20 Lakh+GST
|
Rs.500+GST per lakh with a maximum of Rs.20Lakhs+GST
|
Rs.300+GST per lakh with a maximum of Rs.7 Lakh+GST
|
For Term Loan
|
SERVICES
|
OTHER THAN INDIVIDUALS
|
INDIVIDUALS IN OTHERTHAN RURAL AREAS
|
INDIVIDUALS IN RURAL AREAS
|
|
a. Loan upto Rs.30 crore
|
|
|
|
|
For Project Loans
|
1%+GST
|
0.75%+GST
|
0.75%+GST
|
|
Other than project loans
|
1%+GST
|
0.75%+GST
|
0.75%+GST
|
|
b. Loan above Rs.30 crore
|
|
|
|
|
For Project Loans
|
Rs.1200+GST per lakh
|
Rs.1100+GST per lakh
|
Rs.1100+GST per lakh
|
|
Other than project loans
|
Rs.600+GST per lakh with a maximum of Rs.75 Lakh+GST
|
Note: Loans under MSE sector upto Rs.5.00 Lakh are exempted from processing charges/ Upfront fee.
Documentation Charges:
|
2.00 lakh and below
|
NIL
|
|
Above 2.00 lakh,
|
|
Clean
|
0.10%+GST – Min of Rs.500+GST and maximum of Rs.25000+GST
|
|
Secured
|
0.15%+GST – Min of Rs.750+GST and maximum of Rs.30000+GST
|
Note: All MSME loans with aggregate sanctioned limits upto Rs.25.00 lakhs are exempted from levy of Documentation Charges
Inspection Charges :
Priority Sector
|
SERVICES
|
OTHER THAN INDIVIDUALS
|
INDIVIDUALS IN OTHERTHAN RURAL AREAS
|
INDIVIDUALS IN RURAL AREAS
|
|
Up to and inclusive of Rs.5,000/-
|
NIL
|
NIL
|
NIL
|
|
Above Rs.5,000/- and up to Rs.25,000/-
|
Rs.100+GST per inspection
|
|
Above Rs.25,000/- and up to and inclusive of Rs.2.00 lakhs
|
Rs.200+GST per inspection or actual expenses whichever is higher.
|
|
Above Rs.2.00 lakhs
|
Rs.250+GST per inspection or actual expenses whichever is higher
|
Non Priority:
|
SERVICES
|
OTHER THAN INDIVIDUALS
|
INDIVIDUALS IN OTHERTHAN RURAL AREAS
|
INDIVIDUALS IN RURAL AREAS
|
|
Upto Rs.5,000/-
|
NIL
|
NIL
|
NIL
|
|
Above Rs.5,000 and upto Rs.25,000/-
|
Rs.100+GST per inspection.
|
|
Above Rs.25,000 and upto Rs.2 lakhs
|
Rs.200+GST per inspection or Actual expenses whichever is higher
|
|
Above Rs.2 lakhs and up to Rs.10 lakhs
|
Rs.750+GST per quarter
|
|
Above Rs.10 lakh
|
Rs.1500+GST per quarter
|